Once upon a time, I was employed and had excellent health care benefits!  But now, that I am retired, and looking for the proper and affordable healthcare coverage, I find it daunting.  And that is where Pam Smith comes in.  She can navigate the sometimes-treacherous road of finding the proper coverage for your health needs.  She is detail oriented, meticulous, concise, patient and can be your advocate, when it comes to finding the proper coverage for her clients.  Therefore, I know, I am not alone, when I say, I highly recommend Pam Smith if you are seeking the proper health care coverage for yourself or your family.